By accessing or using (the "Service"), you agree to these Terms of Service (these "Terms"). These Terms are a binding legal agreement between you and ("Company", "we", "us", "our"). If you do not agree to these Terms, do not access or use the Service.
For accounts, you indicate acceptance by clicking "I agree" (or a similar button) during sign-up. For general browsing, continued use of the Service after these Terms are posted constitutes acceptance.
If you are accepting these Terms on behalf of a company, organization, or other legal entity, you represent that you have the authority to bind that entity to these Terms, in which case "you" and "your" refer to that entity and its authorized users.
To access certain features of the Service, you must register for an account. You agree to provide accurate, current, and complete information during registration and to keep that information up to date. You may not register more than one account per person or use another person's account without permission. Company may suspend or terminate accounts created with false, misleading, or incomplete information.
You are responsible for safeguarding your account credentials and for all activity that occurs under your account, whether or not authorized by you. You agree to notify Company immediately at of any unauthorized access or suspected breach of your account. Company is not liable for losses caused by unauthorized use of your account that you failed to report promptly.
You must be at least 13 years old to use the Service. If you are under the age of majority in your jurisdiction (typically 18), you may only use the Service with the involvement and consent of a parent or legal guardian, who agrees to be bound by these Terms on your behalf. Company does not knowingly collect personal information from children under 13 and will delete any such information upon discovery.
Company may suspend, restrict, or terminate your account or access to the Service at any time, with or without notice, for conduct that Company believes (a) violates these Terms or any policy incorporated into these Terms, (b) creates legal risk or liability for Company or other users, (c) compromises the security or integrity of the Service, or (d) is otherwise harmful. Where reasonably practicable, Company will provide notice and an opportunity to cure non-material violations.
Paid features of the Service are offered on a subscription basis. Subscription fees are billed in advance on a recurring basis (monthly, annually, or another interval selected at sign-up) and are non-refundable except as expressly stated in these Terms or required by applicable law. All fees are stated in US Dollars unless otherwise indicated, and you are responsible for all applicable taxes.
Your subscription will automatically renew at the end of each billing period for the same term at the then-current price, unless you cancel before the renewal date. Company will charge the payment method on file at each renewal. You authorize Company to store your payment method and to charge it for all recurring fees until you cancel.
You may cancel your subscription at any time from your account settings or by contacting . Cancellation takes effect at the end of the current billing period; you will retain access until that time. Company does not provide prorated refunds for partial periods except where required by applicable law.
All fees are due and payable at the time of purchase or at the start of each billing period. Payments are processed by third-party payment processors, and by providing payment information you authorize those processors to charge your payment method on Company's behalf. You represent that you are authorized to use the payment method you provide and that the information is accurate.
Company accepts major credit and debit cards and may accept additional payment methods (such as PayPal, Apple Pay, Google Pay, or bank transfer) at Company's discretion. Company may add, remove, or change available payment methods at any time.
Prices stated on the Service are exclusive of taxes unless noted. You are responsible for all applicable sales, use, VAT, GST, and similar taxes on your purchases, other than taxes based on Company's net income. Where Company is required by law to collect and remit such taxes, those will be added to your invoice or charge.
Company makes reasonable efforts to display product descriptions, images, colors, and availability accurately. However, Company does not warrant that descriptions or other content are error-free, and actual products may vary slightly from displayed images due to screen settings, photography, or manufacturing variation. Company reserves the right to correct pricing or description errors at any time.
All prices are shown in US Dollars and are subject to change without notice. In the event of a pricing error, Company reserves the right to cancel any order with an incorrect price, even after the order has been confirmed or charged, and to refund any amounts already paid.
Physical products may be covered by a limited manufacturer warranty as described in the product listing or packaging. Except for any such express written warranty, all products are sold subject to the warranty disclaimers below. Nothing in these Terms excludes or limits non-excludable consumer guarantees under applicable law.
Digital products are delivered by download link or account access after payment. You are responsible for downloading and backing up your purchase promptly. Company may limit the number of downloads or download period for administrative reasons.
Unless the product listing expressly states otherwise, digital products are licensed for the purchaser's use only (single user for personal products, or the named team/organization for team licenses). The license does not transfer to other persons or entities. Redistribution, resale, or sublicensing of the digital product as a standalone file is prohibited.
Because digital products are delivered instantly and cannot be returned, all sales of digital products are final and non-refundable once downloaded or accessed, except where required by applicable law. EU and UK consumers who purchase digital content consent to immediate performance and acknowledge that the statutory 14-day withdrawal right is lost once download or access begins.
You may not upload, share, post, or otherwise make the digital product available to third parties, including on file-sharing networks, cloud-storage links, or through screen sharing or live streaming. Company may monitor for unauthorized distribution and enforce its rights through account termination, DMCA notices, and legal action.
The Service, including all software, content, design, text, graphics, logos, trademarks, trade dress, and compilations thereof, is owned by Company or its licensors and is protected by copyright, trademark, and other intellectual-property laws. Except for the limited rights expressly granted in these Terms, no right, title, or interest in the Service is transferred to you, and Company reserves all rights not expressly granted.
When you purchase a digital product, Company grants you a perpetual, non-exclusive, non-transferable, non-sublicensable license to use the digital product solely for the purpose and scope described at the point of purchase (for example, personal use, single-project use, or team/enterprise use). Unless the listing expressly permits, you may not resell, redistribute, sublicense, or use the digital product to create a competing product.
EXCEPT AS EXPRESSLY SET FORTH IN THESE TERMS, THE SERVICE AND ALL CONTENT, PRODUCTS, AND MATERIALS PROVIDED ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. COMPANY DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED.
COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF ANY CONTENT, INFORMATION, SOFTWARE, OR MATERIAL PROVIDED THROUGH THE SERVICE. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED FROM COMPANY OR THROUGH THE SERVICE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.
TO THE FULLEST EXTENT PERMITTED BY LAW, COMPANY'S TOTAL CUMULATIVE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE, FROM ALL CAUSES OF ACTION AND ALL THEORIES OF LIABILITY, WILL NOT EXCEED THE AMOUNT YOU PAID FOR THE PRODUCT OR ORDER GIVING RISE TO THE CLAIM.
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL COMPANY BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITY, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND REGARDLESS OF THE THEORY OF LIABILITY.
You agree to indemnify, defend, and hold harmless Company, its affiliates, and their respective officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to (a) your use of the Service, (b) your User Content, (c) your violation of these Terms, (d) your violation of any third-party right, including intellectual-property or privacy rights, or (e) your violation of any applicable law. Company reserves the right to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you will cooperate with Company in asserting any available defenses.
Except as set forth below, any dispute, claim, or controversy arising out of or relating to these Terms or the Service (a "Dispute") will be resolved by binding arbitration rather than in court. This arbitration agreement is limited to claims arising out of or relating to the specific contract containing this arbitration agreement and does not extend to unrelated claims between you and Company.
The arbitration will be administered by JAMS under its then-current rules. The arbitration will be conducted by a single arbitrator who is either a retired judge or an attorney licensed to practice law. Arbitration will take place in the county where Company is headquartered, by videoconference, or at another mutually agreeable location. The Federal Arbitration Act governs the interpretation and enforcement of this arbitration agreement.
The arbitrator has the exclusive authority to resolve all Disputes, except that either party may bring an action in small-claims court for claims within that court's jurisdiction, and either party may seek injunctive or other equitable relief in court for alleged intellectual-property infringement. This arbitration agreement survives termination of these Terms.
YOU AND COMPANY AGREE THAT ANY DISPUTE WILL BE BROUGHT ON AN INDIVIDUAL BASIS ONLY. NEITHER PARTY MAY BRING A CLAIM AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE THE CLAIMS OF MULTIPLE CLAIMANTS AND MAY NOT PRESIDE OVER A CLASS ARBITRATION.
You may opt out of the arbitration and class-waiver provisions within 30 days of first accepting these Terms (or within 30 days of a material change to the arbitration provisions) by sending a written opt-out notice to that includes your name, the email address associated with your account, and a clear statement that you wish to opt out of arbitration. Opting out will not affect any other provision of these Terms.
These Terms and any dispute arising out of or related to these Terms or the Service are governed by State of New York and applicable US federal law, without regard to conflict-of-law principles.
For any Dispute not subject to arbitration, you and Company irrevocably submit to the exclusive jurisdiction of the state and federal courts located in New York County, New York. Common choice for finance, media, and commercial enterprises.
Company may update these Terms from time to time. For material changes, Company will provide reasonable advance notice (for example, by email, in-app notification, or a prominent notice on the Service) before the changes take effect. Continued use of the Service after the effective date of an update constitutes acceptance of the updated Terms. If you do not agree to an update, your sole remedy is to stop using the Service and, if applicable, cancel your subscription before the effective date.
If any provision of these Terms is held to be invalid, illegal, or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.
Company will not be liable for any delay or failure to perform caused by events beyond Company's reasonable control, including acts of God, natural disasters, pandemic, war, terrorism, civil unrest, labor disputes, governmental action, internet or utility failures, or third-party service outages.